Tag Archives: alternative finance

Breaking Down Different Types of ISAs

An Individual Savings Account (ISA) is a savings account. With ISA, you never have to pay tax on savings. There is a limit on the amount that you can invest or save in an ISA each year, called annual ISA allowance. The allowance for the year 2020 is £20,000. An ISA is like a protective […]
2 weeks ago 70 Reads share

Borrowing Through Peer to Peer Lending

In the financial world, a new method of lending has become very popular known as social lending or peer to peer (P2P) lending. In p2p lending, borrowers are matched with lenders. What is Peer to Peer Lending? P2P is a type of lending and borrowing between individuals, without the role of any conventional financial organization […]
July 23, 2020 72 Reads share

Management

How Investors Can Manage Risk in Peer to Peer Lending

Peer to peer lending is a modern investment method that has become widely accepted. It provides investors with an opportunity to get stable and high returns by providing peer to peer loans to borrowers. Even though it is a risk-based asset class, investors can take some precautionary steps to manage risk. We are going to enlist […]
July 22, 2020 62 Reads share

5 Ways Seasonal Traders Can Manage Cash Flow

We all know that managing cash flow is one of the key challenges and priorities for small businesses. While we want to see more coming in than going out every month, we know that’s not always possible. Whether your firm is in catering or construction, recruitment, or retail, there’s bound to be a seasonal element […]
January 16, 2020 231 Reads share

The Differences Between Invoice Factoring and Invoice Discounting

Many businesses have heard of invoice finance and some of the terms that go along with it – factoring, discounting, spot factoring, CHOCC and more… it can be a difficult area to understand sometimes. However, in principle, it’s really quite simple. Both invoice factoring and invoice discounting are services where a funder will provide you […]
December 16, 2019 515 Reads share