Tweak Your Biz » Finance

The announcement made by the Department of Labor about an addition of 295,000 new jobs in the American economy has raised the confidence of many investors. This has pushed the Dollar value to new heights, while the Euro has suffered a decline for 6 consecutive days, as of the 6th March, 2015, and has fallen to an eleven and a half month low, settling at 1.0891 against the USD (United States Dollar). American Markets The investors who look forward to making investments in the American market…

If you’re at the helm of a small business then the chances are there will be plenty else to occupy your time and your attention besides your financial statements. Indeed, most of us would consider the creation of these statements as being a chore that once completed should be set aside until the next time the obligation becomes unavoidable. However, there are a number of important ways in which you might be able to make more of your financial statements as a small business if you’re…

So you’re thinking of expanding your small business and looking for a bigger office to move into? Renting an office may seem like a good option, especially if you’re not in a position to buy one yet. Leasing a commercial place is no mean task, though. There are several considerations that need to be taken into account. After all, it may turn out to be one of the largest costs to your business. It is, therefore, crucial that you find the right space at the right location that caters to all…

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Does your small business qualify for bank loans or funding from the SBA? That’s kind of a trick question. Much of the time, if you are actually a small business owner, those options are unavailable to you. By actually a “small” business owner , I’m referring to the fact that there’s a big difference between the definition the government or a bank uses to describe a small business and what an actual real person thinks of as a small business. Do you run a flower…

This article is for small business owners who are interested in learning more about bank loans. We scoured the web and spoke with banks and small business finance experts to find the typical requirements and interest rates for a non-SBA bank loan. After reading, you’ll know whether or not you’re likely to qualify for a bank loan and roughly what interest rate you can expect to pay. Small Business Bank Loan Rates We found that interest rates for small business loans from banks generally…

You have worked hard to build up your small business from a simple idea to a healthy, thriving enterprise. Still, it takes a lot of hard work and concentration to keep it up and running on a day to day basis. Very often this prevents business owners from looking far into the future and considering how the business might survive without them. If a business owner becomes incapable of running their business, either through illness or because they have passed away, it can often be difficult for the…

Handling your money can seem like a complex puzzle at times. However, doing so is important if you want to manage your money well and make it grow. And although taking stock of your finances may make you rack your brain, do the tedious number-crunching, and get into the nitty-gritty of your finances, you’ll see that it’s worth the effort as you will be left with some extremely crucial information about your wealth. Whether you make a lot of money or lesser than you want to, one of the best…

Do you own an online business? Have you ever wondered how much money you could sell it for? While the basics of valuation are the same whether a business is offline or on, one thing is different with online businesses. They are easier and cheaper to start than brick and mortar businesses. And because they are easy and cheap to set up, potential buyers always have the option to start their own online business instead of buying yours. It’s not 1997 anymore. Just having a web-based business…

As some of the contributors to this blog have noted, cash as a payment method has largely been usurped by more convenient, trendier payment methods – namely credit cards in their many forms (present, non-present, mobile, digital wallet, etc.). As consumers and other businesses demand credit card acceptance, businesses have (begrudgingly) acquiesced to those demands and put credit card acceptance procedures in place.  For many businesses, those procedures run more like three-ring circuses…