Tweak Your Biz » Finance

With the widespread use of cloud computing to store office files, aiding accessibility and sharing from any location, a much faster Web and universal network coverage, businesses now have the option of breaking free of set physical office locations in favor of Internet-based offices. Telecommuting, or employees working from home, is certainly an interesting proposition, and something that many businesses are actively pursuing. Reasons are primarily cost-driven. Office space comes at a steep…

It is now just over a year since the UK government launched its auto-enrolment workplace pension scheme. Initially rolled out to larger companies such as Tesco, it will soon be extended to include SMEs over the next five years. What have we learnt from the first twelve months? Is the scheme a force for good? Or superfluous bureaucracy and a strain on small business? Workplace pension scheme The scheme automatically enrols employees into a pension scheme, either the company’s own, or…

Conversations about recycling tend to revolve around domestic recycling issues – rinsing out tin cans for mid-week collections, but business has an incredibly important role to play in creating a sustainable future. Thankfully many companies embrace their environmental responsibilities, and there are a number of good reasons for doing so – ethically and financially. Sustainable business practices have recently been adopted by corporations as a work ethic as integral to their business plan…

Small business and insurance doesn’t go together. You have a limited budget yet you want to be protected against anything and everything. Finding the right insurance policies can get quite confusing. Here’s a short guide to getting cheap insurance on a range of different policies and to give you some insight into how much you have to take into account. We provide some information on the most important types of insurance that make up your small business policy here. Workers’ Compensation…

If you’re thinking about your post-retirement plans, or if you’re just itching to do something with your savings - it’s no surprise that the word “investment” comes into mind.  If investing in real estate has crossed your mind for some time now and you’re ready to take the plunge, take a step back and assess your actions and motivations. If you’re planning to invest in this particular venture, make sure to consider certain risks that may make or break your plans. Be wary of…

To help in the strategic planning for your business check out the new challenges and opportunities available with predicted retail trends in 2014. Let’s have a look at useful suggestions and insights for online and offline retail. #1. Multiple-Channel Retailing Will Be the Standard You need to keep up with what technology potential customers are using to browse the internet, including when inspecting offline stores and when they make purchases.  You also need to realize that you…

When a certain private company tends to lose all its profit and is about to submerge, the best option to rise up and raise the capital is to take the reverse merger. This is the time when a private company will be able to embrace opportunities of becoming a public shell company. Shareholders will be receiving large amounts of ownership and at the same time take control of the board of directors. As the private and public company merge into one, reverse merger process is completed. What do you…

In your lifetime, you’ll hear more cliches than you can shake a stick at. They come at you left and right, but sometimes you don’t even notice them. Unfortunately, there’s a few finance cliches which are going out of style, so let’s bid them a farewell before they bite the dust altogether. #5. A Shoestring Budget Personal finance is a buzzword these days, with a focus on debt and budgeting. It’s no secret Americans spend what they don’t have, either because…

This post originally appeared on allbusiness.com, and is written by Nellie Akalp. Nellie is a regular contributor to Tweak Your Biz. As the days get shorter and the calendar counts down to 2014, it’s time to take stock of any loose ends for your business. If you’ve got an active business, you’re undoubtedly looking at things like end of the year deductions. But that about an inactive business? For one reason or another, it might be time to shut the doors on your business. For…

Starting your own business may be the most logical decision you make. While the benefits of regular, full-time employment (a steady paycheck, healthcare and more) are comforting, many professionals like you decide to work for themselves after years of accumulating and honing their particular expertise. Others may have been laid off from work and have been unsuccessful in finding acceptable full-time employment, but have something valuable to offer in the form of their own business. About one…